Search results for: financial-literacy

Financial Literacy

Author : Olivia S. Mitchell
File Size : 76.5 MB
Format : PDF, ePub
Download : 436
Read : 594
Download »
As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.

Financial Literacy

Author :
File Size : 62.41 MB
Format : PDF, Kindle
Download : 463
Read : 748
Download »

NFLAT National Financial Literacy Test Handbook

Author : Rachna Shukla, Nisha Singhal Aavrit Singhal, Srishti Gupta
File Size : 40.52 MB
Format : PDF
Download : 684
Read : 987
Download »
National Financial Literacy Test (NFLAT) which is the first national level test to measure and improve the level of financial literacy and basic knowledge among students of class VIII, IX and X. This initiative is aimed at encouraging school students to obtain basic financial literacy and also provide the level of financial skills required for taking responsible financial decisions in life. It is one step towards better job prospects also. The Salient features of the book are: • Comprehensive guidelines to the Test are given. • Important topic such as money, budgeting, investment, banking, savings, borrowings, insurance, retirement planning are covered. • Text is in simple language and easy to understand. • Syllabus has been meticulously followed. • Important concepts & definitions are given as Key Notes. • Testing is done by Multiple Choice Questions which have answers & explanations alongside. • Pictures and examples are given to highlight important concepts. We are sure the book will be an important tool in imparting skills which are critical to the holistic development of the students. Book covers:- 1. Money Matters: Smart Goals and Financial Analysis 2. Budgeting: Balancing the Means and the Ends 3. Understanding Insurance and Risk Management 4. Understanding Investments 5. Basics of Banking 6. Introduction to Stocks and Bonds 7. Investments : The wider Spectrum 95-105 8. Beyond Savings : Borrowing 9. Retirement as a Financial Goal Model Test Paper 1 Model Test Paper 2

Student Financial Literacy

Author : Dorothy B. Durband
File Size : 82.86 MB
Format : PDF, Mobi
Download : 316
Read : 930
Download »
College students are particularly vulnerable to making poor financial decisions. One method of addressing personal finances and financial stress among students of higher education is through university based financial education programs. Student Financial Literacy: Program Development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students’ educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students. “Student Financial Literacy: Campus-Based Program Development is packed with financial education and counseling information and guidance. It was very difficult to write this review as I wanted to share ALL the excellent direction this book provides... The editors and contributing authors have developed an excellent resource for not only those interested in developing or enhancing a campus-based financial education program but also for anyone involved in financial education, counseling, and planning.” -Rebecca J. Travnichek, Family Financial Education Specialist, University of Missouri Extension Journal of Financial Counseling and Planning

Financial Literacy and Education Commission further progress needed to ensure an effective national strategy testimony

Author :
File Size : 38.7 MB
Format : PDF
Download : 239
Read : 430
Download »

Financial Literacy Education

Author : Chris Arthur
File Size : 62.87 MB
Format : PDF, ePub, Docs
Download : 628
Read : 1111
Download »
Consumer financial literacy education often appears as a helpful, commonsense solution to neoliberalism and the individualization of responsibility for economic risk. However, in Financial Literacy Education: Neoliberalism, the Consumer and the Citizen this particular literacy is argued to be both ineffective and unjust. Socially created poverty, unemployment and economic insecurity require more than individual consumer solutions; they require collective responses by engaged, critical citizens. Utilizing concepts from Marx, Foucault, Bourdieu and Baudrillard this book challenges those who claim that ‘there is no alternative’ to neoliberal insecurity and reduce education to a consumerist training of entrepreneurial consumer-citizens who can continually invest in themselves and the market. Through an analysis of consumer fi nancial literacy education’s present and historical supports, as well as its likely effects, this book argues that the choice before us is not fi nancial illiteracy or fi nancial literacy. Rather, the choice is between subjugation to the requirements of perpetual competition or overcoming alienation, insecurity and exploitation, aims the critical fi nancial literacy education outlined at the end of this book supports. This book will appeal to those interested in understanding the conditions of our freedom in an increasingly fi nancialized world – critical educators, philosophers and sociologists of education and fi nancial literacy researchers.

Improving Financial Literacy Analysis of Issues and Policies

Author : OECD
File Size : 68.63 MB
Format : PDF, ePub, Mobi
Download : 497
Read : 434
Download »
This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Financial Literacy Education Commission Further Progress Needed to Ensure an Effective National Strategy

Author :
File Size : 83.27 MB
Format : PDF, Kindle
Download : 320
Read : 354
Download »

Importance of Financial Literacy and Financial Literacy Content in Curriculum

Author : Candice Arrington Tschache
File Size : 20.21 MB
Format : PDF, ePub, Mobi
Download : 388
Read : 309
Download »
Teachers, administrators, parents, business owners, and community members need to know the importance and value of a Personal Finance class. In this study, a two page survey was given to teachers, administrators, parents, business owners, and community members to determine the importance they placed on financial literacy curriculum and what content they think should be included in a financial literacy curriculum at Bozeman High School. The results of this survey showed that most participants of the survey thought financial literacy was important and that financial literacy curriculum was also important. The conclusions of this study were that financial education is beneficial and that the concepts taught in that type of curriculum were valued.

Improving financial literacy working together to develop private sector coordination and solutions hearing

Author :
File Size : 74.2 MB
Format : PDF, Kindle
Download : 236
Read : 806
Download »

Financial Literacy and Education

Author : United States. Congress. House. Committee on Financial Services
File Size : 88.53 MB
Format : PDF, Mobi
Download : 746
Read : 485
Download »

Financial Literacy and Education Commission

Author : Richard J. Hillman
File Size : 33.5 MB
Format : PDF
Download : 714
Read : 893
Download »
In 2003, the Financial Literacy and Educ. Comm. was created, which comprises 20 fed. agencies. In Dec. 2006 Hillman recommend. that the Comm.: (1) incorporate additional elements into its national strategy to help it serve as a true implementation plan, measure results, and ensure accountability; (2) expand current efforts to cultivate sustainable partnerships with states, localities, non-profits, and private entities; (3) obtain independent reviewers for the required assessments of overlap in fed. activities and the availability and impact of fed. materials; and (4) measure customer satisfaction with its Web site and test its usability. This statement discusses the Comm's. progress in implementing these recommend. and key challenges it faces.

Using Deliberative Techniques to Teach Financial Literacy

Author : Nancy Claxton
File Size : 31.95 MB
Format : PDF, Mobi
Download : 723
Read : 920
Download »
The second volume in IDEA's Deliberating Across the Curriculum Series, Using Deliberative Techniques to Teach Financial Literacy is written for busy teachers who want to bring innovation and participatory teaching techniques into their classroom. Using the methodologies of debate, role plays, simulations, and presentations, teachers can teach essential financial literacy objectives to secondary level students.


Author : Dr. Sandeep Ahlawat
File Size : 49.68 MB
Format : PDF, Kindle
Download : 216
Read : 1150
Download »
Chapterwise Practice Q's Practice MCQ's Practice True-False Sample Paper New! updated questions Workbook must for schools student preparing for BSE International Finance Olympiad(BIFO) conducted by EHF Eduheal Foundation and other national/international olympiad/talent search exams. Based on CBSE,ICSE,GCSE, State Board Syllabus & NCF (NCERT)

Financial literacy

Author : Monique Cohen
File Size : 89.87 MB
Format : PDF, ePub, Mobi
Download : 140
Read : 406
Download »
The global financial crisis has intensified the problems of over-indebtedness, especially for the poor. In this context, the microfinance industry is giving more attention to building their customers' financial capabilities, designing products that respond to their needs and preferences, and ensuring their protection as consumers.

Financial Literacy and Inclusion in India

Author : S. M. Jawed Akhtar
File Size : 54.64 MB
Format : PDF, ePub, Mobi
Download : 146
Read : 588
Download »
Financial literacy involves proficiency in financial principles, financial planning, debt management, saving techniques and the time value of money. The concept of financial inclusion has a special significance in India because a large segment of the society has little access to financial services. Consequently, many of them have to depend either on their own or high-cost informal sources of finance. The essence of financial inclusion is to ensure that a range of appropriate financial services are available to all individuals to enable them to understand and access those services. The present volume contains 8 research papers that provide deep insights into the various aspects and problems associated with financial literacy and financial inclusion.

Financial Literacy

Author : Duke Kunkler
File Size : 75.36 MB
Format : PDF, ePub, Mobi
Download : 414
Read : 415
Download »
From this book, readers will learn 15 key financial concepts, how to translate financial principals into simple procedures, and how to map out a financial future.

Financial Literacy and Adult Education

Author : Karin Sprow Forté
File Size : 50.67 MB
Format : PDF, ePub, Mobi
Download : 348
Read : 794
Download »
Many adults attend financial education classes to helpthem make more informed financial decisions, based ontheir knowledge of their financial situation available cash or funds planned expenditures. This volume brings together scholars from the fields of adulteducation and financial literacy and covers topics that revealthe interrelatedness of the two fields. They show how concepts andknowledge about adult education can be utilized in and illuminatefinancial education, and they offer insights about how financialeducation, as an eminently practical subject, shows adults learningand putting their new knowledge into action. This is the 141st volume of this Jossey-Bass series. Noted for itsdepth of coverage, it explores issues of common interest toinstructors, administrators, counselors, and policymakers in abroad range of adult and continuing education settings, such ascolleges and universities, extension programs, businesses,libraries, and museums.

The Student s Guide to Financial Literacy

Author : Robert E. Lawless
File Size : 82.82 MB
Format : PDF, ePub
Download : 317
Read : 462
Download »
Introduces students to the basic principles of economics and personal finance, discussing such topics as saving, credit, investments, taxes, insurance, and the value of an education.

Financial Literacy

Author : Kenneth Kaminsky
File Size : 51.60 MB
Format : PDF, Docs
Download : 793
Read : 1095
Download »
Financial Literacy is a carefully written, lively, and innovative text that introduces students to the mathematics of interest, annuities, and insurance. Requiring only a background in high school algebra, the book bridges the distance between a rigorous mathematical approach and a formulaic approach to the subject. Financial Literacy is notable for its innovative approach, tested over the years in the classroom, which makes some hard and cumbersome topics much easier to understand and apply. Included are hundreds of examples and solved problems, as well as several hundred exercises backed up by a solutions manual. As well as being ideal for an introductory course in the mathematics of finance, Financial Literacy is suitable for teaching quantitative reasoning by focusing on a particular area of study rather than presenting a smorgasbord of unrelated topics.